Zinc Insurance
3505 E Royalton Rd Ste 110
Broadview Hts, OH 44147
It's basically an off track and storage policy, which means it covers all your stuff except the karts when they're on the track (obviously!!!)
The one we have is written through Travelers and covers a 20 ft enclosed trailer, 2 Margay Ignites, 1 DR kart with an X30 Tag, and almost $7000 worth of misc stuff. Starters, electric kart lifts, spare tires, tools, nitrogen tank, misc spares, etc, etc.
The total we're insured for is also $30K. Seems like a lot, but just sit down in your trailer someday with a calculator and start adding!!! You will be shocked at how much you have invested in your racing operation, even if you race on a budget. Like me, if something were to happen to all our racing equipment like thief, fire, major accident, etc, how long would it take to recover from that and buy everything over again. Likely years, or maybe never. When I thought about it years ago it really spooked me, so we got our stuff insured.
It costs us just under $600 a year. You get a discount for being a WKA member.
That might seem high, but it does give me peace of mind.
Clark Gaynor Sr.